Bob's Blasts

December, 2020



The waiting is over - well for the most part. While some may still doubt the results, the American people have spoken and elected a new president.   The “blue wave” that many anticipated did not happen or has yet to happen.   The fate of the Senate lies in two impending elections in Georgia set for early January.  Many expect the Republicans to maintain control of the Senate after these elections which will leave us with a divided government, an environment that has historically been positive for markets. 

Equity markets responded well to the results, along with positive vaccine news.  November ended up ranking as the third best month for the S&P 500 over the last 30 years.  In the 22 trading days following the election, the S&P 500 gained 10% and set 7 all-time record closings. (Source: BTN Research) Once again, this points out the risk of trying to time the market and moving to cash while waiting for things to settle out.  Many tried to predict how markets would react to the election results and many ended up being wrong.  



Most Royal Alliance service documents can now be e-signed which should make things easier moving forward.  Be sure to check your spam folder should we send a document to be e-signed as they sometimes don’t end up in your inbox. 

We also recently starting using DocuSign for e-signatures on documents that we generate such as investment recommendation letters, risk questionnaires and contracts.   Hopefully this makes things easier as you will no longer have to print, sign and send back these documents.     

For anyone with an Ohio Deferred Compensation account linked in eMoney, the link has been re-established after almost a year of being disconnected.  

  • If you haven’t already linked your Ohio Deferred Compensation account, you should be able to do so now. 
  • If you linked your Ohio Deferred Compensation account previously, you will first need to delete the existing link under the accounts tab.   Then click the “Add” tab to add back the account
  • Please reach out to Eric if you need assistance with this or any other eMoney issue or question.


Moving Forward

As 2020 draws to a close, we want to thank you for all of your support and friendship. This was a year of many challenges which tested our health, patience, flexibility, resilience and maybe even our sanity. 

While review meetings and interactions were much different this year, we appreciate your flexibility to adapt to the changes that needed to be made.  As vaccine news seems promising, we hope to be able to meet face to face at some point later in 2021.  For the time being, until the governor’s orders change, all review meetings will continue to be done via phone/online.  

Who knows what challenges and opportunities 2021 will bring us, but we are here to help in any way we can.   Please reach out if there is anything on your mind with which you think we might be able to help.   We look forward to working together into the future and helping you live the best life possible no matter what is thrown your way.  


This material is meant for general illustration and/or informational purposes only.  Views expressed in this newsletter may not reflect the views of Royal Alliance Associates, Inc.  It is our goal to help investors by identifying changing market conditions.  However, investors should be aware that no financial advisor can accurately predict all of the changes that may occur in the market.   This material should not be relied upon as investment advice.  Investors should note that there are risks inherent in all investments, such as fluctuations in investment principal.  Past performance is no guarantee of future results.  There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. This article contains forward looking statements and projections.  Neither Royal Alliance Associates, Inc nor its representatives provide tax or legal advice.